EU-origin
Agicap
Agicap SAS · Lyon, FR · Founded 2016
Minimal riskEU dataISO 27001EUR pricingAPI
French cash flow management for European SMEs. Connects bank accounts and accounting software into a live cash position and rolling 12-month forecast. Raised €100M in 2021; live across France, Germany, Spain, Italy, and the UK. A CFO who knows next Thursday's balance two weeks out makes different decisions than one who finds out on Thursday.
Company background
Legal entity
Agicap SAS
HQ
Lyon, FR
Founded
2016
Employees
201-500
Funding stage
series-b-plus
Associations
BlackFin Capital Partners; Greenoaks Capital; Eight Roads Ventures; Alven Capital
Website
Data & privacy
Data residency
EU only✓ Prudos-verified
EU data confirmed
Yes✓ Prudos-verified
Sub-processor list
EU representative
Not confirmed
Certifications
ISO 27001
Yesself-declared
SOC 2
Yes
Other
ISO 27001, SOC 2
AI Act posture
Risk classification
Minimal riskself-declared
Article 50 posture
not-applicableself-declared
GPAI dependency
Own models (ML forecasting)
Classification note
Cash flow forecasting for SMBs; AI on company financial data only, not decisions affecting natural persons
EU AI Act Readiness Badge
—
Product & market
Pricing model
flat, custom
Pricing page
Free tier
No
EUR pricing
Yesself-declared
API
Available
API documentation
Languages
en, fr, de, es, it
Markets with customers
FR, DE, ES, IT, BE, NLself-declared
EU-vs-EU · alternatives in this category
| Agicap | Pleo | DataSnipper | B2B Router | |
|---|---|---|---|---|
| AI Act risk | Minimal riskself-declared | Minimal riskself-declared | Minimal riskself-declared | Minimal riskself-declared |
| Data residency | EU only✓ verified | EU only✓ verified | EU + US fallbackself-declared | EU only✓ verified |
| EUR pricing | Yesself-declared | Yesself-declared | Yesself-declared | Yesself-declared |
| ISO 27001 | Yesself-declared | Yesself-declared | Yesself-declared | Yesself-declared |
| Free tier | — | — | — | Yes |
EU-vs-US · international context
| Agicap | Brex | Coupa | |
|---|---|---|---|
| Incorporated | FR | United States | United States |
| Data residency | EU only✓ verified | US-primary | US-primary, EU option available |
| AI Act posture | Minimal riskself-declared | Not classified | Not classified |
| EUR pricing | Yesself-declared | USD-only | USD-primary |
| Schrems-II risk | Minimal — EU only (confirmed) | Data flows to US — risk applies | Data flows to US — risk applies |
EU-origin data from Prudos listings. US tool characteristics reflect publicly available information and are indicative.